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California WCIRB Class Code

Class Code 9101
Colleges Or Schools – Private – All Others

Class Code 9101 applies to private colleges and private schools in California not separately classified elsewhere; it covers instructional, administrative and campus support operations. The WCIRB pure premium for this class is $4.609 per $100 of payroll — a baseline measure that matters for budgeting and for evaluating claims exposure.

Sept 1, 2026 Pure Premium Rate
$4.609
per $100 of payroll
Lower Risk
Source: WCIRB Approved Filing
Effective: September 1, 2026
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What Class Code 9101 Covers

This classification covers private degree-granting colleges, private K–12 schools and other nonpublic academic institutions whose operations are not listed under a more specific WCIRB code. Typical operations include classroom instruction, campus administration and admissions, student services offices, campus libraries and bookstores, on-site cafeterias, custodial and maintenance, groundskeeping, and campus events. It also includes paid student employees, lab instructors conducting demonstrations, residential life staff at boarding schools, and campus security provided directly by the school or school-employed staff. Activities specifically excluded or coded elsewhere include private medical clinics, commercial contracting work, and state-run schools.

Who It Applies To

  • Professors, teachers, instructors, and adjunct faculty
  • Administrative and clerical staff (registrar, admissions, finance)
  • Custodial, maintenance, grounds, and facilities workers
  • Food service and cafeteria staff employed by the school
  • Residential life and dormitory supervisors at boarding schools
  • Campus security personnel employed by the private institution

Common Job Duties

  • Delivering classroom instruction, supervising labs, and performing demonstrations
  • Grading, recordkeeping, student advising, and office work
  • Cleaning, restroom maintenance, floor care and waste handling
  • Groundskeeping, landscaping, snow/ice removal and outdoor maintenance
  • Operating kitchen equipment, food prep, dishwashing and serving
  • Building repairs, HVAC/basic electrical maintenance, ladder and scaffold use
  • Supervising dorm residents, managing student incidents, and event crowd control

Common Injury Risks

Slips, trips and falls on hard floors, stairs, and crowded walkways
Musculoskeletal strains from lifting furniture, equipment, or moving supplies
Chemical exposure and burns in science labs or custodial cleaning agents
Cuts, burns and scalds in food service kitchens
Violence or assault exposure for campus security and residential life staff
Infectious disease and bloodborne pathogen exposure in health or campus first-aid incidents

Understanding the $4.609 Rate

The pure premium rate of $4.609 per $100 of payroll represents the WCIRB's estimated expected loss cost (what carriers expect to pay in claims per $100 of payroll) for this class. Insurers use that pure premium as the starting point for your premium calculation, then apply expense provisions, insurer rates, your payroll, and experience modification factors; your final premium can be affected by claims history, mix of employee types, payroll reporting accuracy, safety programs, and whether you participate in retrospective rating or group programs.

Cal/OSHA Compliance Requirements

Private schools in California must comply with Cal/OSHA standards that commonly apply on campus: Injury and Illness Prevention Program (Title 8 §3203), Hazard Communication (§5194) for chemicals in labs and janitorial supplies, Bloodborne Pathogens (§5193) for health-office exposures, and Heat Illness Prevention (§3395) for outdoor grounds and athletics staff. Employers must maintain OSHA 300 logs, provide job-specific training, enforce PPE use, and document exposure-control and emergency-response plans tailored to classroom, lab, food service and maintenance hazards.

How Key HR Helps Employers Under Class Code 9101

A PEO like Key HR can centralize claims management, deliver California-specific safety templates (IIPP, lab and kitchen SOPs), administer return-to-work programs, and ensure accurate payroll classification reporting to reduce misclassification risk. Key HR also provides targeted training, compliance assistance with Cal/OSHA rules, and claims advocacy that can help lower your experience modification and overall workers' comp spend.

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Frequently Asked Questions

Are student workers and work-study employees covered under Class Code 9101?

Yes—paid student workers, work-study employees, and paid teaching assistants who are on your payroll typically fall under Class Code 9101 if their duties align with the school's operations. Unpaid volunteers and unpaid interns are not covered payroll for workers' compensation premium calculations.

Do campus security officers always fall under 9101?

Campus security staff employed directly by a private school generally are included in 9101, but sworn peace officers or contracted security firms can require a different classification. Review job duties and whether staff are armed or sworn to determine the correct code.

What practical steps reduce workers' comp costs for private schools?

Implement and document an IIPP, provide targeted training for labs, kitchens and grounds crews, establish a formal light-duty return-to-work program, ensure accurate payroll and job coding, and respond promptly to incidents. Partnering with a PEO for claims management and OSHA-focused training can accelerate results.

Quick Facts

Class Code
9101
Classification
Colleges Or Schools – Private – All Others
Pure Premium Rate
$4.609 / $100 payroll
Effective Date
September 1, 2026
Source
WCIRB Approved Filing

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