Class Code 9070 covers workers in residential care facilities for elderly and adult residents where non‑skilled custodial and personal care is provided. Understanding this classification matters because the approved pure premium rate is $5.213 per $100 of payroll (effective Sept 1, 2026) and that rate reflects the typical loss experience for these operations.
This classification applies to facilities that provide room, board, supervision, assistance with activities of daily living (ADLs), and non‑skilled personal care for elderly or adult residents. Typical operations include assisted living, board‑and‑care homes, adult residential facilities, dementia care homes, and similar non‑medical residential programs. Staff under 9070 perform hands‑on care, basic medication reminders (not licensed medical procedures), assistance with transfers and toileting, meal service, housekeeping, and activity supervision. Skilled nursing, IV therapy, wound care requiring licensed nurses, and licensed skilled rehabilitation services are generally excluded and classified differently.
The pure premium rate of $5.213 per $100 of payroll represents the insurer's expected loss cost (medical and indemnity) for claims in this class based on past experience. To estimate premium, multiply payroll/100 by the pure premium, then add insurer expenses, policy fees, and any credits or debits (experience modification, schedule rating, deductible programs). Final employer cost is affected by your individual claims history, safety and return‑to‑work programs, staffing mix, and whether you participate in pooled or large‑group programs.
Employers in this classification must maintain a Cal/OSHA Injury and Illness Prevention Program (IIPP) and provide job‑specific training for resident handling and infection control. Applicable standards include Bloodborne Pathogens (Title 8, Section 5193) when exposure is possible and Cal/OSHA guidance on workplace violence prevention and safe patient handling; employers should document training, lift equipment use, and incident response procedures. Regular hazard assessments, written plans, and employee reporting systems are required to stay compliant.
A PEO like Key HR can reduce workers' comp costs for 9070 employers by providing centralized claims management, experienced nurse case management, coordinated return‑to‑work programs, and standardized safe‑resident handling training. Key HR also helps with Cal/OSHA compliance documentation, tailored safety audits, and leveraging pooled buying power and loss‑control resources to control experience modification and insurance expense.
Get a QuoteNo. 9070 covers non‑skilled residential care and personal assistance. Licensed nursing tasks (IV therapy, wound care, injections) are performed by licensed staff and are typically classified under nursing or other medical provider class codes.
Focus on reducing claims frequency and severity: implement a documented lift program with mechanical lifts, train staff in safe transfer techniques, run an aggressive return‑to‑work plan, improve staffing levels to reduce resident handling risk, and partner with a PEO to centralize claims and safety resources.
Volunteer or family assistance is not typically payroll‑covered; workers' comp coverage depends on payroll and employment relationship. Paid staff performing resident care belong in 9070; verify coverage and classification with your insurer or PEO before assigning duties.
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