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California WCIRB Class Code

Class Code 9070
Residential Care Facilities – Elderly/Adults

Class Code 9070 covers workers in residential care facilities for elderly and adult residents where non‑skilled custodial and personal care is provided. Understanding this classification matters because the approved pure premium rate is $5.213 per $100 of payroll (effective Sept 1, 2026) and that rate reflects the typical loss experience for these operations.

Sept 1, 2026 Pure Premium Rate
$5.213
per $100 of payroll
Moderate Risk
Source: WCIRB Approved Filing
Effective: September 1, 2026
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What Class Code 9070 Covers

This classification applies to facilities that provide room, board, supervision, assistance with activities of daily living (ADLs), and non‑skilled personal care for elderly or adult residents. Typical operations include assisted living, board‑and‑care homes, adult residential facilities, dementia care homes, and similar non‑medical residential programs. Staff under 9070 perform hands‑on care, basic medication reminders (not licensed medical procedures), assistance with transfers and toileting, meal service, housekeeping, and activity supervision. Skilled nursing, IV therapy, wound care requiring licensed nurses, and licensed skilled rehabilitation services are generally excluded and classified differently.

Who It Applies To

  • Assisted living facilities and memory care residences
  • Board-and-care homes and adult family homes
  • Direct care staff: caregivers, personal care aides, and medication aides (unlicensed)
  • Activity coordinators and resident services supervisors
  • Housekeepers, dietary staff, and facility maintenance workers

Common Job Duties

  • Assisting residents with ADLs: bathing, dressing, toileting, grooming
  • Transferring and repositioning residents, using manual or mechanical lifts
  • Providing meal service, feeding assistance, and dietary preparation
  • Housekeeping, laundry, and cleaning of resident rooms and common areas
  • Monitoring residents, documenting care, and reporting changes in condition
  • Running facility errands and transporting residents to appointments

Common Injury Risks

Musculoskeletal injuries from resident handling, lifts, and transfers (back and shoulder strains)
Slips, trips, and falls in resident rooms, bathrooms, and dining areas
Workplace violence or aggressive behavior from residents with dementia or psychiatric conditions
Exposure to infectious diseases (respiratory illnesses, bloodborne pathogens) during close contact care
Cuts, burns, and kitchen injuries for dietary and housekeeping staff

Understanding the $5.213 Rate

The pure premium rate of $5.213 per $100 of payroll represents the insurer's expected loss cost (medical and indemnity) for claims in this class based on past experience. To estimate premium, multiply payroll/100 by the pure premium, then add insurer expenses, policy fees, and any credits or debits (experience modification, schedule rating, deductible programs). Final employer cost is affected by your individual claims history, safety and return‑to‑work programs, staffing mix, and whether you participate in pooled or large‑group programs.

Cal/OSHA Compliance Requirements

Employers in this classification must maintain a Cal/OSHA Injury and Illness Prevention Program (IIPP) and provide job‑specific training for resident handling and infection control. Applicable standards include Bloodborne Pathogens (Title 8, Section 5193) when exposure is possible and Cal/OSHA guidance on workplace violence prevention and safe patient handling; employers should document training, lift equipment use, and incident response procedures. Regular hazard assessments, written plans, and employee reporting systems are required to stay compliant.

How Key HR Helps Employers Under Class Code 9070

A PEO like Key HR can reduce workers' comp costs for 9070 employers by providing centralized claims management, experienced nurse case management, coordinated return‑to‑work programs, and standardized safe‑resident handling training. Key HR also helps with Cal/OSHA compliance documentation, tailored safety audits, and leveraging pooled buying power and loss‑control resources to control experience modification and insurance expense.

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Frequently Asked Questions

Does Class Code 9070 include licensed nursing tasks like wound care or IV therapy?

No. 9070 covers non‑skilled residential care and personal assistance. Licensed nursing tasks (IV therapy, wound care, injections) are performed by licensed staff and are typically classified under nursing or other medical provider class codes.

How can my facility lower workers' comp premiums under this class?

Focus on reducing claims frequency and severity: implement a documented lift program with mechanical lifts, train staff in safe transfer techniques, run an aggressive return‑to‑work plan, improve staffing levels to reduce resident handling risk, and partner with a PEO to centralize claims and safety resources.

Are volunteers or family members who assist residents covered under 9070?

Volunteer or family assistance is not typically payroll‑covered; workers' comp coverage depends on payroll and employment relationship. Paid staff performing resident care belong in 9070; verify coverage and classification with your insurer or PEO before assigning duties.

Quick Facts

Class Code
9070
Classification
Residential Care Facilities – Elderly/Adults
Pure Premium Rate
$5.213 / $100 payroll
Effective Date
September 1, 2026
Source
WCIRB Approved Filing

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