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California WCIRB Class Code

Class Code 9069
Clubs – Gaming

Class code 9069 covers Clubs – Gaming: private and membership-based clubs, fraternal organizations, and social halls where gaming (bingo, card rooms, pull-tabs, raffle operations and similar activities) is a primary activity. The approved pure premium rate for California effective September 1, 2026 is $3.693 per $100 of payroll, which reflects expected loss costs for this type of operation. Understanding the work included in 9069 helps employers assign payroll correctly, manage risk, and control workers' compensation costs.

Sept 1, 2026 Pure Premium Rate
$3.693
per $100 of payroll
Lower Risk
Source: WCIRB Approved Filing
Effective: September 1, 2026
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What Class Code 9069 Covers

This classification applies to clubs and membership organizations whose primary operation includes organized gaming activities and the on-site staff who support those activities. Typical operations include bingo halls, card rooms inside clubs, charitable gaming nights, pull-tab operations, cashier/cage functions handling gaming receipts, on-floor gaming attendants and dealers, kitchen and bar staff when they are part of the club operation, and maintenance/housekeeping for the gaming areas. It does not generally cover stand-alone commercial casinos regulated under separate codes or remote/online gaming operations; classification hinges on on-site, people-facing gaming operations. Payroll should be allocated to 9069 only for employees whose routine duties directly support the club’s gaming activities.

Who It Applies To

  • Private or fraternal clubs that host regular gaming (bingo, card nights, pull-tabs)
  • Charitable or nonprofit organizations running on-premise gaming events
  • Cage/cashiers and accountants who handle gaming receipts and payouts
  • Dealers, bingo callers, and gaming attendants working the floor
  • Support staff assigned primarily to gaming areas (servers, kitchen staff, janitorial)
  • On-site security and door staff when specifically assigned to club gaming duties

Common Job Duties

  • Operating gaming tables and bingo caller duties (dealing cards, controlling games)
  • Collecting, counting, and reconciling cash, tickets, and pull-tab proceeds at cages
  • Serving food and beverages to patrons in gaming areas
  • Monitoring the gaming floor, enforcing house rules, and assisting patrons
  • Cleaning and maintaining gaming rooms, moving tables and chairs, emptying trash
  • Scheduling and bookkeeping related to gaming events and prize payouts
  • Locking up cash boxes, transporting receipts to secure storage or bank deposits

Common Injury Risks

Workplace violence, assaults or robberies from dissatisfied or intoxicated patrons
Slips, trips and falls from spilled beverages, crowded aisles, and temporary wiring
Musculoskeletal strains from frequent standing, repetitive dealing motions, and lifting cash boxes or kegs
Cuts and lacerations when handling glassware, food-service equipment, or cash-counting tools
Exposure to infectious bodily fluids when providing first aid or responding to incidents

Understanding the $3.693 Rate

The pure premium rate of $3.693 per $100 of payroll represents the expected cost of future claim losses for this class before insurer expenses and profit. To estimate an employer’s premium, insurers multiply payroll (divided by 100) by the pure premium, then apply the employer’s experience modification, policy allowed expense loadings, and any endorsements or deductibles. Final premium is affected by the employer’s actual payroll mix, claims history, safety programs, and how payroll is split among different classifications.

Cal/OSHA Compliance Requirements

California employers must include gaming operations in their Injury and Illness Prevention Program (IIPP) and address hazards unique to clubs, including training on de-escalation and cash-handling procedures. Employers must follow Cal/OSHA General Industry Orders for hazard communication when using cleaning chemicals, provide PPE as required, maintain illumination and emergency egress, and offer first-aid access and training. Because clubs face elevated violence risk, include workplace violence prevention measures, incident reporting, and coordinated emergency response in site-specific safety plans.

How Key HR Helps Employers Under Class Code 9069

A PEO like Key HR helps clubs and gaming operations by ensuring correct payroll classification, managing claims promptly, and implementing targeted loss-control programs (cash-handling protocols, de-escalation training, floor layout changes to reduce crowding). Key HR can administer return-to-work plans, aggregate safety data across clients to benchmark best practices, and negotiate better terms with carriers by demonstrating documented safety and claim outcomes—all of which can lower the effective workers' comp cost for employers in 9069.

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Frequently Asked Questions

How do I know if an employee should be classified under 9069 or a different code (like bartenders or security)?

Classification depends on the employee’s primary duties. Employees whose regular work directly supports on-site gaming (dealers, bingo callers, cage cashiers, floor attendants) typically fall under 9069. Staff whose main duties are bar service or general security may be assigned to separate codes used for taverns/bars or security services. Work time should be tracked and payroll split when employees perform duties across different operations. Confirm classification with your carrier or WCIRB rules to avoid misclassification.

What are the most effective ways to reduce workers' comp costs for a gaming club?

Key levers include documenting and enforcing cash-handling and opening/closing procedures, providing de-escalation and violence-prevention training, improving housekeeping to prevent slips, implementing ergonomic rotations for dealers, and maintaining a formal return-to-work program. Rapid, thorough claims reporting and proactive claims management also limit reserve costs and help contain experience modification increases.

Are on-site security guards automatically included in 9069 payroll?

Not automatically. If security staff perform duties specific to the club’s gaming operations and are indistinguishable from other floor attendants, insurers may include them in 9069. If their duties match typical security services (patrol, armored transfer, crowd control) they are often assigned a security classification. Employers should segregate payroll for security duties and consult their insurer or PEO to place those wages correctly.

Quick Facts

Class Code
9069
Classification
Clubs – Gaming
Pure Premium Rate
$3.693 / $100 payroll
Effective Date
September 1, 2026
Source
WCIRB Approved Filing

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