Class Code 8745 covers businesses engaged in selling or distributing newspapers, magazines and other periodicals in California. The September 1, 2026 pure premium for this class is $10.900 per $100 of payroll, a key input insurers use to price workers' compensation for these operations.
This classification applies to businesses that buy, sell, store, sort and deliver newspapers, magazines and periodicals — from independent newsagents and newsstands to route distributors and subscription fulfillment centers. Operations include retail newsstand sales, stocking and replenishing vending boxes, sorting and bundling publications in a warehouse, and delivering bundles by foot, bicycle or light commercial vehicle to retailers, vending routes or subscribers. The code covers employees who handle inventory, operate dollies or hand trucks, load and unload vehicles, operate point-of-sale for newsstands, and drivers who perform local delivery routes. It generally excludes large-scale printing operations (press operators) and separate classes for long-haul trucking; it is specific to the front-end distribution and retailing of periodicals.
The pure premium rate of $10.900 per $100 of payroll is the dollar amount insurers estimate is needed to cover expected medical and indemnity losses for this class before expenses and profit. To estimate premium, multiply that rate by total payroll for employees assigned to Class 8745, divide by 100, then apply your insurer's expense loads, experience modification (X-mod), credits or debits and any policy-level endorsements. Final premium is affected by your loss history, payroll audits, state assessments, classification accuracy and company-specific risk controls.
Employers in this class must maintain a written Injury and Illness Prevention Program (IIPP) and comply with Cal/OSHA reporting rules for serious work-related injuries and hospitalizations. Outdoor route drivers and street vendors must follow California Heat Illness Prevention requirements during hot weather, and warehouse/stocking operations must ensure safe manual handling, housekeeping to prevent slip hazards, and proper powered industrial truck (forklift) operator training where forklifts are used. Employers should also enforce vehicle safety policies, conduct driver motor vehicle record checks, and provide PPE like high-visibility clothing when employees work near traffic.
A PEO like Key HR can help employers in Class 8745 by ensuring accurate classification and payroll reporting, centralizing workers' comp coverage, and managing claims to reduce prolonged indemnity costs. Key HR provides loss-control consulting, route- and retail-specific safety training (manual lifting, vehicle safety, robbery prevention), return-to-work programs to limit wage replacement costs, and dedicated claims advocates to speed medical management and closures.
Get a QuoteYes. Retail newsstand attendants and clerks who sell and maintain periodical displays are typically assigned to 8745, provided their duties are primarily selling, stocking and handling magazines/newspapers rather than printing or unrelated retail tasks.
Control costs by improving safe lifting practices, using mechanical aids (dollies, hand trucks), enforcing vehicle safety and MVR checks, implementing a formal return-to-work plan, and reducing claim severity with fast medical triage and light-duty options. Good loss history will lower your experience mod and final premium.
Drivers using personal vehicles for business deliveries can be included under 8745 if the employer directs routes and pays for the work, but coverage and classification depend on how payroll and mileage reimbursements are reported. Accurately reporting payroll and any owner-operator arrangements to your insurer or PEO is essential.
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