Class Code 8293 covers warehouses and businesses engaged in furniture storage, handling, and household or commercial furniture moving. The approved California pure premium rate for September 1, 2026 is $10.180 per $100 of payroll — a baseline used to price workers' compensation for these operations.
This classification applies to facilities and operations that store, handle, assemble, package, load/unload, and transport furniture and related household or commercial fixtures. It includes warehouse staff who stage and wrap furniture, movers who perform residential or commercial moves, and combined warehouse-plus-moving operations where employees both prepare inventory and drive moving vans. Typical operations covered are receiving freight, palletizing and rack storage of sofas, mattresses and casegoods, use of pallet jacks and forklifts to reposition items, disassembly and reassembly of furniture on site, and loading/unloading at customer locations. The code is specific to furniture products; specialty rigging for heavy machinery or art may require different classifications.
The pure premium rate of $10.180 per $100 of payroll represents the portion of premium that covers expected claim costs before insurer loading and assessments. To estimate premium, multiply taxable payroll by the rate (payroll/100 x 10.180) — then insurers apply their expense loadings, policy discounts, experience modification, and state assessments to determine the final premium. Final cost is affected by your loss history, payroll mix (drivers vs. warehouse), classification splits, safety programs, and whether you use subcontractors or insured owner-operators.
Employers in this class must maintain an Injury and Illness Prevention Program (IIPP) per Cal/OSHA (Title 8 §3203) and follow Powered Industrial Truck training and evaluation requirements for forklifts. Hazard Communication (Title 8 §5194) applies where cleaners, finishes or pesticides are used on furniture. Employers must report work-related fatalities and serious injuries (inpatient hospitalization, amputation, loss of an eye) to Cal/OSHA within the required timelines and provide required training on manual handling, vehicle safety, and heat-illness prevention for outdoor moves.
A PEO like Key HR centralizes payroll and workers' comp administration, helps implement written safety programs (IIPP), coordinates forklift/operator training and certified drivers, and manages claims to accelerate medical care and return-to-work. Key HR can also assist with class code allocation, experience mod monitoring, loss-control audits at warehouses and routes, and ensuring subcontractors carry appropriate coverage to reduce audit exposures and overall costs.
Get a QuoteForklift (powered industrial truck) operators must be trained and evaluated per Cal/OSHA standards; in addition, movers should receive formal manual handling training, vehicle safety training, and for certain trucks a commercial driver's license if the vehicle exceeds CDL weight thresholds.
Owner-operators and subcontractors are generally excluded from payroll only if they meet bona fide independent contractor tests and provide valid certificates of insurance. Otherwise their earnings may be included in payroll for premium calculations; proper classification and COI management at audit time is critical.
Implement two-person lifts and mechanical aids (dollies, stair rollers), enforce load-securing and PPE, provide routine forklift and defensive-driving training, maintain vehicles and dock equipment, and run a formal return-to-work program to shorten claim durations and improve your experience modification.
Key HR provides pay-as-you-go workers' comp for California employers — no large deposits, no audits, better rates.
Get a Quoteor call (800) 922-4133Key HR provides California employers with pay-as-you-go workers' comp, HR compliance support, and payroll — all through one PEO partnership.