Class Code 8215 applies to hay, grain, and feed dealers and to warehouses that store or handle grain or beans in California. The approved pure premium rate is $8.881 per $100 of payroll, which frames expected loss costs for these operations and helps employers estimate workers' comp exposure.
This classification covers businesses that buy, sell, store, condition, bag, blend or distribute hay, animal feed, grain or beans — including feed mills, country elevators, bulk grain warehouses, and feed dealers with retail and wholesale operations. It includes on-site activities such as receiving grain by truck or rail, unloading into pits and conveyors, drying and cleaning, blending and bagging feed, loading for shipment, and routine maintenance of conveyors, augers, bucket elevators and silos. Both indoor warehouse staff and employees who work on outdoor loading docks, in storage bins or on top of silos are included when their primary duties relate to grain, bean or feed handling. Excluded are purely agricultural field harvesting operations (which carry crop/harvest classifications) and unrelated retail departments that do not handle bulk grain or feed.
The pure premium rate of $8.881 per $100 of payroll represents the expected cost of workers' compensation losses for this classification before insurer overhead and profit. To estimate the pure premium dollar amount, multiply your payroll for employees in this class by the rate and divide by 100 (payroll/100 x 8.881). Actual premium a California employer pays will also reflect the insurer's loss adjustment expenses, policy fees, your experience modification (X-mod), any credits/penalties, audits and how accurately payroll is reported and classified.
Cal/OSHA requirements relevant to grain, bean and feed handling include written Injury and Illness Prevention Programs (IIPP), permit-required confined space procedures for entry into bins and silos, respiratory protection programs when dust or fumigants are present, and lockout/tagout for equipment maintenance. Employers must control combustible dust through housekeeping, proper ventilation, and electrical classifications where necessary, and provide fall protection, machine guarding, and training specific to grain handling hazards. Regular hazard assessments, documented training, and maintenance/inspection records are commonly cited items in California enforcement and essential to reducing claims.
A PEO like Key HR can help employers in Class 8215 by auditing employee classifications to ensure correct payroll assignment, administering workers' comp claims to control reserves and return-to-work timing, and providing industry-specific safety templates and training (confined space, respiratory protection, machine guarding, forklift safety). Key HR's loss-control services, safety coaching and group purchasing for insurance may reduce the employer's experience modification and overall workers' comp cost over time.
Get a QuoteIf the primary operations involve receiving, storing, bagging or selling bulk grain, feed or hay and employees regularly handle those materials, Class 8215 is appropriate. Purely retail sales with no bulk handling may fall under a different retail classification; a payroll and operations review will determine the correct class.
Focus on targeted loss-control measures: confined space entry procedures, grain entrapment rescue training, dust control and housekeeping, machine guarding on conveyors and augers, and a formal return-to-work program. Accurate payroll reporting and timely claims reporting also improve experience modification outcomes.
Independent contractors who perform repair work should carry their own workers' comp and be classified separately; if they are leased employees on your payroll and perform the grain-handling duties regularly, they would be reported under Class 8215. Always verify contractor insurance and obtain certificates of insurance before allowing work on equipment.
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