Class Code 7405
Aircraft Operation – Scheduled – Flying Crew
Class code 7405 applies to scheduled aircraft flying crew working on published passenger or cargo routes in California. It covers the flight deck personnel who operate scheduled flights and carries a September 1, 2026 approved pure premium rate of $1.544 per $100 of payroll.
What Class Code 7405 Covers
This classification is specific to flying crew engaged in scheduled operations — the personnel whose primary duty is operating the aircraft on published timetables. That includes pilots, co‑pilots, flight engineers and navigators when assigned to scheduled commercial or scheduled cargo services run under established schedules. It does not apply to ground-based maintenance mechanics, ramp agents, baggage handlers, or nonflying administrative staff, each of which is assigned to other WCIRB class codes. The class covers both Part 121/135 scheduled carriers and commuter airlines or scheduled shuttle services that operate regular routes in California.
Who It Applies To
- Airline pilots and captains on scheduled passenger services
- Co‑pilots and first officers on scheduled flights
- Flight engineers and flight navigators assigned to scheduled operations
- Regional and commuter carriers operating published schedules
- Scheduled cargo carriers and scheduled charter operators
- Corporate flight departments operating scheduled shuttle routes
Common Job Duties
- Conducting cockpit pre‑flight checks and setting flight instruments
- Performing flight planning, weight and balance verification, and fuel calculations
- Operating aircraft controls during taxi, takeoff, en route flight, approach and landing
- Monitoring avionics, engines and aircraft systems; responding to abnormal indications
- Communicating with air traffic control and coordinating crew briefings
- Executing emergency procedures, checklists and in‑flight problem resolution
- Participating in safety briefings, incident reporting and post‑flight debriefs
Common Injury Risks
Understanding the $1.544 Rate
The approved pure premium rate of $1.544 per $100 of payroll represents the portion of premium allocated to expected claim costs for this class. To estimate pure premium, divide total payroll by 100 and multiply by 1.544 (for example, $100,000 payroll ÷ 100 × 1.544 = $1,544 pure premium). Final premium you pay will be adjusted by your experience modification, policy fee and insurer expense constants, any schedule or retrospective rating, state assessments and the results of the premium audit.
Cal/OSHA Compliance Requirements
While the FAA sets operational standards for flight safety and duty hours, California employers remain responsible for workplace safety under Cal/OSHA when employees are working in California. Relevant Cal/OSHA standards include hazard communication for exposure to fuels and chemicals, bloodborne pathogens and respiratory protection when fumes or infectious disease risks apply, hearing conservation for prolonged noise exposure, and injury/illness recordkeeping and reporting. Employers should integrate FAA safety procedures with Cal/OSHA training, emergency response and documentation to meet both federal aviation and state workplace safety obligations.
How Key HR Helps Employers Under Class Code 7405
A PEO like Key HR helps employers with class code accuracy, payroll reporting and consolidated workers' comp purchasing to reduce administrative errors that drive audits and premiums. Key HR can administer aviation‑specific safety and fatigue‑management programs, manage claims and return‑to‑work plans, coordinate DOT/FAA and Cal/OSHA training compliance, and work to improve your experience modification to lower long‑term premium costs.
Get a QuoteFrequently Asked Questions
Are flight attendants and cabin crew included in class code 7405?
Flight attendants (cabin crew) are often classified separately from flight deck crew because their duties focus on passenger service and cabin safety; many insurers assign them a different WCIRB code. Classification depends on actual duties — confirm with your insurer or PEO to ensure payroll is reported to the correct class.
How does the $1.544 pure premium rate translate into the premium I will pay?
Multiply payroll/100 by $1.544 to get the pure premium. Insurers then apply your experience modification, expense constant, policy fees and state assessments to determine final premium. A smaller experience mod and accurate payroll reporting are the fastest ways to reduce your final cost.
What specific compliance programs should a scheduled carrier have in California?
Maintain an integrated program covering FAA duty‑time and operational requirements plus Cal/OSHA elements: hazard communication for fuels and chemicals, respiratory protection and bloodborne pathogen training when exposure risk exists, hearing conservation, emergency action plans, and robust fatigue and incident reporting systems. Document training, drills and corrective actions to satisfy both FAA and Cal/OSHA inspectors.
Quick Facts
- Class Code
- 7405
- Classification
- Aircraft Operation – Scheduled – Flying Crew
- Pure Premium Rate
- $1.544 / $100 payroll
- Effective Date
- September 1, 2026
- Source
- WCIRB Approved Filing
Manage Workers' Comp Through a PEO
Key HR provides pay-as-you-go workers' comp for California employers — no large deposits, no audits, better rates.
Get a Quoteor call (800) 922-4133Ready to Simplify Workers' Comp for Class Code 7405?
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