Class Code 5632
Steel Framing – Low Wage
Class Code 5632 covers low-wage steel framing — primarily light-gauge metal stud and track installation used for interior partitions, non‑structural exterior framing and ceiling systems. The WCIRB-approved pure premium rate for California effective 9/1/2026 is $12.075 per $100 of payroll, which employers use as the base for workers' comp pricing.
What Class Code 5632 Covers
This classification is specific to light-gauge steel framing work: cutting, fitting and fastening metal studs and tracks, installing cold‑formed steel partitions, ceiling runner systems and non‑structural exterior metal framing. It covers on‑site activities such as layout, anchoring to floors and ceilings, bracing and installing associated fasteners and connectors. Typical worksites include commercial tenant improvements, multi‑family residential interiors and light commercial shell build‑outs rather than heavy structural steel erection. Tasks performed with handheld and small power tools (screw guns, nibbler/shears, metal brakes) and short‑duration elevated work on ladders and small scaffolds are common in this class.
Who It Applies To
- Light‑gauge metal stud framers and installers
- Drywall subcontractors who install metal studs and tracks
- Commercial interior partition and ceiling system contractors
- Small general contractors specializing in tenant improvements
- Renovation crews removing/installing metal stud walls
- Laborers assigned to metal stud handling and layout
Common Job Duties
- Measuring, marking and cutting studs and tracks with metal shears or saws
- Assembling and installing stud wall systems and ceiling runners
- Fastening studs to tracks and substrates using screw guns, rivets or connectors
- Anchoring and bracing frames to concrete slabs, steel or wood members
- Handling and staging bundles of light‑gauge framing components
- Working from ladders, mobile scaffolds or short elevated platforms
Common Injury Risks
Understanding the $12.075 Rate
The pure premium rate of $12.075 per $100 of payroll is the WCIRB's estimate of expected claim costs for this classification. To estimate premium, insurers multiply your payroll (divided by 100) by the rate, then apply experience modification, policy adjustments, loss reserves and insurer expense loads. Final premium is affected by payroll accuracy, claim history, classification audits, subcontractor use and implemented loss control measures.
Cal/OSHA Compliance Requirements
Steel framing work in California falls under Cal/OSHA construction safety requirements (Title 8) that emphasize fall protection, scaffold and ladder safety, equipment inspection, PPE and training. Employers must maintain a written Injury and Illness Prevention Program (IIPP), provide task‑specific training (including hazard communication and PPE use), and implement heat illness prevention and emergency rescue procedures where applicable.
How Key HR Helps Employers Under Class Code 5632
A PEO like Key HR helps employers in Class 5632 by auditing classification and payroll, implementing targeted safety training (cut‑resistant gloves, ladder/scaffold procedures, tool safety), managing claims and return‑to‑work programs, and advocating for accurate experience modification. Those services reduce lost time, improve loss history and can materially lower workers' comp costs over time.
Get a QuoteFrequently Asked Questions
Does Class Code 5632 include structural steel erectors and heavy beam work?
No. 5632 applies to light‑gauge steel framing and metal stud installers used for non‑structural partitions and ceilings. Heavy structural steel erection (beams, columns, large rigging) is classified under different codes with higher hazard profiles and different rates; ask your insurer or PEO for a classification audit if you perform both types of work.
What does the 'Low Wage' label mean in this class code?
'Low Wage' is a WCIRB designation that separates payroll bands for premium calculation; it does not change the scope of work covered. It reflects the payroll wage level used when assigning the pure premium rate — accurate payroll reporting is essential to avoid audit adjustments.
What practical steps reduce workers' comp claims for steel framers?
Implement a written IIPP, mandatory PPE (cut‑resistant gloves, safety glasses), task training on saws and screw guns, safe lifting techniques, pre‑use scaffold and ladder inspections, enforced fall protection practices, and a formal return‑to‑work program. Consistent documentation and toolbox talks demonstrate due diligence and help lower claim frequency and costs.
Quick Facts
- Class Code
- 5632
- Classification
- Steel Framing – Low Wage
- Pure Premium Rate
- $12.075 / $100 payroll
- Effective Date
- September 1, 2026
- Source
- WCIRB Approved Filing
Manage Workers' Comp Through a PEO
Key HR provides pay-as-you-go workers' comp for California employers — no large deposits, no audits, better rates.
Get a Quoteor call (800) 922-4133Ready to Simplify Workers' Comp for Class Code 5632?
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