Class Code 5195 covers communications cabling work in California, including low‑voltage copper and fiber installation, splicing, termination and testing. The September 1, 2026 approved pure premium rate for this class is $2.733 per $100 of payroll, which informs your workers' comp cost base.
This classification applies to hands‑on installation and maintenance of communications cabling systems: pulling and dressing cable in ceilings and conduits, terminating patch panels and jacks, splicing fiber optic cables, installing cable trays and raceways, mounting telecom equipment, and testing networks with electronic testers and OTDRs. It includes work performed indoors (offices, data centers, telecom rooms) and outdoors (pole/overhead lines, underground conduit runs, roadside runs), as well as work on construction sites installing backbone cabling. It does not cover purely clerical network administration or software-only work; to fall under 5195 employees must perform physical cable installation, splicing, termination or field testing. Typical tools and equipment include cable pullers, fish tapes, hand and power tools, fusion or mechanical splicing kits, ladders, scissor lifts, and portable testers.
The approved pure premium rate of $2.733 per $100 of payroll represents the insurer's expected loss cost for claims in this class — it is the base used to calculate workers' comp premium. Insurers multiply payroll/100 by the rate, then add their expense/loading factors, policy deductibles, and apply the employer's experience modification; these factors determine the final premium an employer pays.
Communications cabling work is subject to California Cal/OSHA Construction and General Industry safety orders (Title 8). Key requirements include ladder and elevated platform safety, fall protection where workers are exposed to unprotected edges, electrical safety and lockout/tagout when working near energized equipment, and trenching/excavation competent‑person and utility‑locating practices. Employers must provide hazard‑specific training (e.g., ladder, aerial lift, confined space, fiber handling and eye protection) and follow Underground Service Alert (Dial 811) procedures before excavation.
A PEO like Key HR helps employers in class 5195 by ensuring accurate payroll classification, delivering state‑specific loss control programs, and providing job‑specific safety training (ladder, lift, fiber handling, excavation). Key HR can manage claims and return‑to‑work programs, negotiate with carriers, and implement injury prevention plans that lower experience modification and overall workers' comp costs.
Get a QuoteYes. Hands‑on fiber splicing, connector termination, OTDR testing and related field activities are included under 5195 because they involve physical installation and testing of communications cabling.
Only if the IT technician regularly performs field installation tasks—pulling cable, mounting raceways, terminating jacks or splicing fiber. Purely desk‑based network administration or software/support work is classified differently (e.g., clerical or technical service codes).
Implement documented safety procedures (ladder/aerial lift training, lockout/tagout, PPE, fiber handling), pre‑shift hazard assessments, formal return‑to‑work programs, accurate payroll reporting, and competent‑person oversight for excavation. Working with a PEO accelerates these steps and improves carrier negotiations.
Key HR provides pay-as-you-go workers' comp for California employers — no large deposits, no audits, better rates.
Get a Quoteor call (800) 922-4133Key HR provides California employers with pay-as-you-go workers' comp, HR compliance support, and payroll — all through one PEO partnership.