Class Code 4498 covers manufacturers that produce parts and products by injection molding thermoplastic and thermoset resins. This classification applies to the full press operation and common secondary work done in the same facility. The September 1, 2026 approved pure premium rate for California is $5.348 per $100 of payroll, which informs baseline workers' comp cost for these operations.
This code applies to facilities that melt plastic pellets or regrind, inject the molten polymer into steel molds under pressure, cool and eject finished parts, and perform routine secondary operations such as trimming, de-gating, inspection and light assembly when done by the same workforce. It includes manual and automated injection molding machines, hot runners and mold temperature controllers, part conveyors, robotic pick-and-place tending, and in-plant mold maintenance and adjustments. Raw material handling (pellet bags, regrind loading), colorant blending, and use of mold release agents are typical activities included when integral to production. Tool rooms that exclusively perform heavy tool and die manufacturing for outside customers may be treated separately; however routine mold repairs done as part of the molding operation fall under this classification.
The pure premium rate of $5.348 per $100 of payroll is the WCIRB-approved baseline for expected loss costs in this classification and is multiplied by an employer's payroll to determine the pure loss portion of premium. Insurance companies then apply experience modification factors, policy-level schedule credits or debits, and expense/loadings to produce the final premium an employer pays. Employer-specific factors—such as loss history, safety programs, claims frequency/severity, payroll mix, and classification accuracy—can materially raise or lower the actual premium.
Cal/OSHA compliance for injection molding centers focuses on machine guarding and control of hazardous energy (lockout/tagout) to prevent crush and amputation hazards during mold changes and servicing. Hazard Communication (GHS) and respiratory protection standards apply where workers are exposed to monomers, solvents or aerosols from mold release agents; local exhaust ventilation is often required for enclosed drying hoppers, hot runner vents and secondary operations. Employers must also address PPE, noise monitoring/hearing conservation, and training/documentation for confined-space entry if silos or large resin storage vessels are present.
A PEO like Key HR can reduce workers' comp cost drivers for injection molding shops by centralizing claims management, obtaining favorable group purchasing power, and enforcing best-practice safety programs targeted to molding hazards (machine guarding audits, lockout/tagout procedures, heat/burn prevention, and respirator/HazCom programs). Key HR also supports return-to-work and light-duty plans, OSHA recordkeeping, on-site or virtual training tailored to mold changeover and press operation, and regular risk assessments to lower frequency and severity of claims.
Get a QuoteRoutine mold maintenance, minor repairs and adjustments performed in the molding area are included in 4498 because they are integral to production. Heavy tool and die work done in a separate tool room for outside customers may be classified differently; report those operations separately to your insurer to ensure correct coding.
Key steps include implementing robust machine guarding and lockout/tagout, scheduled preventive maintenance for presses and hot runners, local exhaust ventilation for fume sources, targeted PPE and training, ergonomic aids for mold handling, and an active return-to-work program to reduce indemnity claim duration.
Minor secondary operations performed by the same employees on the production line—trimming, de-gating, inspection and light assembly—are typically included in 4498. If your facility has a large separate assembly operation with different hazards, that work may require a different classification; review duties and payroll allocation with Key HR during quoting.
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