Class Code 4295 applies to screen printing operations and businesses dealing in screen-printed merchandise in California. This classification covers press operators, screen makers, production helpers and dealers who print on-site; the approved pure premium rate is $5.199 per $100 of payroll.
This class covers businesses that produce images by forcing ink through a woven mesh screen onto substrates (garments, signs, paper, plastics, glass, metal) using manual or automatic presses and related processes. Operations include screen preparation (coating and exposing emulsions), ink mixing and selection (plastisol, water-based, discharge), manual and automatic press setup and operation, curing/drying with flash units or conveyor ovens, and screen reclamation and cleaning using solvents and high-pressure water. It also applies to retail or wholesale dealers that handle and sell screen-printed merchandise when printing or on-site finishing is performed as part of their business. Support activities such as loading/unloading, packing, small-scale heat-press transfers, and quality inspection performed by the same employer are included under this code.
The approved pure premium rate of $5.199 per $100 of payroll represents the WCIRB-calculated expected cost of future claims for this classification. To estimate premium, multiply total payroll for class 4295 by the rate divided by 100; insurers then add expense loads, assessments, and apply your experience modification, policy discounts, and deductibles to determine the final premium.
Cal/OSHA standards that commonly apply include Hazard Communication (Title 8 §5194) for inks and solvents, requirements for respiratory protection and fit testing (§5144) when exposures exceed limits, machine guarding and lockout/tagout for automatic presses, and ventilation/air contaminant controls to manage VOCs and fumes. Employers must maintain SDSs, provide PPE and training, and implement local exhaust and flammable materials storage where required.
A PEO like Key HR helps employers in class 4295 by centralizing workers' comp placement and claims handling, delivering targeted loss-control consulting (ventilation, safer solvent selection, ergonomic solutions), and providing return-to-work programs to reduce indemnity exposure. Key HR can also assist with Cal/OSHA compliance documentation, employee training modules for safe press operation and chemical handling, and payroll reporting that ensures correct classification and premium accuracy.
Get a QuoteIf you only resell finished, purchased screen-printed goods and do no on-premises printing or finishing, you typically would not be classified under 4295; you would fall under a retail merchandise dealer classification. If you perform any on-site printing, finishing or heat-press customization, those payrolls should be reported to class 4295.
Effective controls include local exhaust ventilation at cleaning and curing stations, substitution or safer formulations of inks and solvents, closed or automated screen-cleaning systems, machine guarding and lockout for presses, enforced PPE (chemical gloves, eye protection, respirators when required), and ergonomics (lift assists, adjustable workstations) to reduce strains and exposures.
Focus on documented safety programs, regular training on chemical handling and press operation, prompt claims reporting and active return-to-work plans, accurate payroll classification, and preventive maintenance. Working with a PEO like Key HR can also improve loss control, consolidate risk, and negotiate better terms with carriers based on demonstrated safety performance.
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