Class Code 3683 covers manufacturers that design, assemble and test loudspeakers, drivers and related audio components. The California WCIRB pure premium rate for this class is $0.453 per $100 of payroll, which matters because it establishes the base cost of workers compensation for these operations.
This classification applies to shops and factories that manufacture speakers and related acoustic components — including assembly of drivers (voice coils, cones, dust caps), magnet installation, cabinet fabrication and finishing, electrical wiring and final audio testing. It covers both small-batch/custom speaker builders and production-line manufacturers so long as the primary operations are speaker or speaker-component production. Activities include winding voice coils, soldering and crimping electrical connections, operating presses and cutting machinery for cabinets, spray or hand finishing of speaker enclosures, and bench-level quality testing of acoustic performance. Office, sales, and shipping clerical employees are typically classified separately; this code is specific to production and direct manufacturing labor.
The approved pure premium rate of $0.453 per $100 of payroll is the WCIRBs base cost for expected claim payments for this class. Insurers multiply that rate by your payroll (divided by 100) to get the base premium, then adjust it for your company's experience modification, insurer expense loads, policy fees, and any group or schedule credits. Final premium is affected by your claims history, payroll mix, safety programs, and whether you participate in group rating or other discounts.
Speaker manufacturing must comply with Cal/OSHA general industry requirements including an Injury and Illness Prevention Program (IIPP), hazard communication and SDS management for adhesives and solvents, appropriate respiratory protection and ventilation for spray finishing, and machine guarding plus lockout/tagout for presses, winding equipment and routers. Employers must also address noise exposure and hearing conservation when testing or burn-in operations expose workers to high sound levels, and provide training, PPE and maintenance records for all covered hazards.
A PEO like Key HR can help speaker manufacturers lower workers comp costs by consolidating payroll for group-rating opportunities, managing claims and return-to-work programs to reduce indemnity losses, and providing targeted loss-control services (machine-guarding audits, hearing-conservation plans, respirator programs and training). Key HRs compliance support and safety consulting help ensure Cal/OSHA requirements are documented and enforced, which can reduce audits and improve experience modification factors over time.
Get a QuoteYes — custom and boutique shops that fabricate cabinets and assemble drivers are normally classed in 3683 when manufacturing speakers is their primary activity. If the business is primarily woodworking or cabinetmaking with incidental speaker work, payroll allocation and class assignment should be discussed with your insurer or PEO.
Engineering controls are best: local exhaust and spray booths for finishes, enclosed test rooms or sound-dampening enclosures for high-SPL testing, and machine guards/automated feeding for winding and presses. Administrative controls and PPE (respirators, gloves, hearing protection) plus thorough SDS management and training complete the program.
Payroll must be allocated to the class code that accurately reflects each employees duties. If employees split time between manufacturing speakers and other electronic assembly, report payroll proportionally by actual time worked in each operation. Accurate payroll reporting at audit prevents misclassification and unexpected premium adjustments.
Key HR provides pay-as-you-go workers' comp for California employers — no large deposits, no audits, better rates.
Get a Quoteor call (800) 922-4133Key HR provides California employers with pay-as-you-go workers' comp, HR compliance support, and payroll — all through one PEO partnership.