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California WCIRB Class Code

Class Code 3570
Electric Appliance Mfg

Class Code 3570 covers manufacturing operations that make electric appliances and related components in California. This includes assembly, wiring, motor winding, testing and packaging of appliances; the September 1, 2026 approved pure premium rate is $3.071 per $100 of payroll. Proper classification matters because payroll allocation, workplace controls and safety programs directly affect your workers' comp costs and claims outcomes.

Sept 1, 2026 Pure Premium Rate
$3.071
per $100 of payroll
Lower Risk
Source: WCIRB Approved Filing
Effective: September 1, 2026
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What Class Code 3570 Covers

This classification applies to factories and production lines that manufacture electric appliances or subassemblies used in appliances — for example small kitchen appliances, fans, heaters, motors, pumps, and electrical control assemblies. Typical operations included are sheet metal forming, motor and coil winding, wiring harness assembly, soldering and brazing of electrical components, electronic assembly, function testing and burn‑in, and final packing. Machine use such as stamping presses, injection molding, drill presses and conveyors is part of the class when operated in the manufacturing process. Manufacturing-related repair and maintenance performed on-site by factory maintenance staff is included; field installation, retail sales, or building contractors normally belong to different class codes and payroll must be reported separately.

Who It Applies To

  • Manufacturers of household electric appliances (toasters, mixers, heaters, fans)
  • Producers of small electric motors, pumps and fans
  • Plants that assemble wiring harnesses and control panels for appliances
  • Contract manufacturers doing electronic assembly and appliance subassemblies
  • On-site factory maintenance and test technicians

Common Job Duties

  • Assembling electrical components, wiring harnesses and control boxes
  • Motor winding, coil assembly and insulation installation
  • Soldering, brazing and circuit board or electronic module assembly
  • Operating stamping presses, punch presses, injection molding and conveyors
  • Electrical and functional testing, burn‑in and quality inspection
  • Routine machine maintenance, lubrication and lockout/tagout procedures
  • Packing finished appliances and preparing shipments

Common Injury Risks

Electrical shock and arc flash from live circuits and testing equipment
Cuts, amputations and crush injuries from presses, shears and rotating machinery
Repetitive motion and musculoskeletal disorders from assembly tasks
Respiratory and dermal exposure to solder fumes, flux, solvents and adhesives
Thermal burns from hot soldering irons, heating elements and motor windings
Noise‑induced hearing loss in stamping, motor and press areas

Understanding the $3.071 Rate

The pure premium rate of $3.071 per $100 of payroll is the expected cost of claims for Class Code 3570 before insurer expenses and adjustments. Insurers start with this pure premium, then add loss adjustment and overhead loads, apply your individual experience modification factor (MOD) and any credits or debits to calculate the final premium. Accurate payroll reporting by class, strong loss control, low claim frequency and return-to-work programs can materially lower the premium an employer pays.

Cal/OSHA Compliance Requirements

Employers in electric appliance manufacturing must comply with California's General Industry safety requirements, including maintaining an Injury and Illness Prevention Program (IIPP), machine guarding, lockout/tagout for hazardous energy control, electrical safety practices for testing and repair, and hazard communication for soldering fluxes, solvents and adhesives. Training for machine operators, confined space entry if applicable, respiratory protection for fume exposures and hearing conservation in noisy areas are common Cal/OSHA expectations.

How Key HR Helps Employers Under Class Code 3570

A PEO like Key HR helps California manufacturers by ensuring correct class coding and payroll allocation, managing claims and return-to-work plans to limit indemnity costs, and delivering tailored safety programs and training (machine guarding, lockout/tagout, electrical safety, hazard communication). Key HR also provides experience-mod reduction strategies, centralized claims advocacy and access to preferred loss-control resources to help control workers' comp expense for Class 3570 operations.

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Frequently Asked Questions

Does Class Code 3570 cover repair or field installation of appliances?

No. 3570 is for factory-based manufacturing and on-site maintenance related to production. Field installation, service technicians who work in customer homes or job sites, and retail sales staff are typically assigned different class codes and must have payroll reported separately.

What practical steps lower my workers' comp costs for appliance manufacturing?

Focus on written safety programs (IIPP), machine guarding, lockout/tagout, electrical testing procedures, PPE, fume controls and ergonomics. Invest in return-to-work/transitional duty plans and prompt claims reporting—these actions reduce claim severity and improve your experience modification factor.

How do payroll classification errors affect premiums?

Misclassifying employees (for example mixing retail or installation payroll into 3570) can produce incorrect pure premium exposure and costly audits. Accurate, segmented payroll reporting by operation ensures you pay the appropriate rate for each activity and avoid unexpected premium adjustments.

Quick Facts

Class Code
3570
Classification
Electric Appliance Mfg
Pure Premium Rate
$3.071 / $100 payroll
Effective Date
September 1, 2026
Source
WCIRB Approved Filing

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