Class Code 3570 covers manufacturing operations that make electric appliances and related components in California. This includes assembly, wiring, motor winding, testing and packaging of appliances; the September 1, 2026 approved pure premium rate is $3.071 per $100 of payroll. Proper classification matters because payroll allocation, workplace controls and safety programs directly affect your workers' comp costs and claims outcomes.
This classification applies to factories and production lines that manufacture electric appliances or subassemblies used in appliances — for example small kitchen appliances, fans, heaters, motors, pumps, and electrical control assemblies. Typical operations included are sheet metal forming, motor and coil winding, wiring harness assembly, soldering and brazing of electrical components, electronic assembly, function testing and burn‑in, and final packing. Machine use such as stamping presses, injection molding, drill presses and conveyors is part of the class when operated in the manufacturing process. Manufacturing-related repair and maintenance performed on-site by factory maintenance staff is included; field installation, retail sales, or building contractors normally belong to different class codes and payroll must be reported separately.
The pure premium rate of $3.071 per $100 of payroll is the expected cost of claims for Class Code 3570 before insurer expenses and adjustments. Insurers start with this pure premium, then add loss adjustment and overhead loads, apply your individual experience modification factor (MOD) and any credits or debits to calculate the final premium. Accurate payroll reporting by class, strong loss control, low claim frequency and return-to-work programs can materially lower the premium an employer pays.
Employers in electric appliance manufacturing must comply with California's General Industry safety requirements, including maintaining an Injury and Illness Prevention Program (IIPP), machine guarding, lockout/tagout for hazardous energy control, electrical safety practices for testing and repair, and hazard communication for soldering fluxes, solvents and adhesives. Training for machine operators, confined space entry if applicable, respiratory protection for fume exposures and hearing conservation in noisy areas are common Cal/OSHA expectations.
A PEO like Key HR helps California manufacturers by ensuring correct class coding and payroll allocation, managing claims and return-to-work plans to limit indemnity costs, and delivering tailored safety programs and training (machine guarding, lockout/tagout, electrical safety, hazard communication). Key HR also provides experience-mod reduction strategies, centralized claims advocacy and access to preferred loss-control resources to help control workers' comp expense for Class 3570 operations.
Get a QuoteNo. 3570 is for factory-based manufacturing and on-site maintenance related to production. Field installation, service technicians who work in customer homes or job sites, and retail sales staff are typically assigned different class codes and must have payroll reported separately.
Focus on written safety programs (IIPP), machine guarding, lockout/tagout, electrical testing procedures, PPE, fume controls and ergonomics. Invest in return-to-work/transitional duty plans and prompt claims reporting—these actions reduce claim severity and improve your experience modification factor.
Misclassifying employees (for example mixing retail or installation payroll into 3570) can produce incorrect pure premium exposure and costly audits. Accurate, segmented payroll reporting by operation ensures you pay the appropriate rate for each activity and avoid unexpected premium adjustments.
Key HR provides pay-as-you-go workers' comp for California employers — no large deposits, no audits, better rates.
Get a Quoteor call (800) 922-4133Key HR provides California employers with pay-as-you-go workers' comp, HR compliance support, and payroll — all through one PEO partnership.