Class Code 2413 (Textiles) covers California operations that manufacture, finish or convert woven and knitted fabrics. The WCIRB approved pure premium rate for 2413 effective September 1, 2026 is $5.411 per $100 of payroll. Correct classification matters for premium accuracy and safety compliance.
2413 applies to textile mill operations that process fiber into fabric or finish and convert fabric rather than assemble finished garments. Typical operations include spinning, weaving, knitting, warping, scouring, bleaching, dyeing, printing, chemical finishing, calendaring and fabric inspection. It also covers fabric preparation steps such as singeing, tentering, drying, steaming, and coating where the business controls the textile processing rather than cutting and sewing finished apparel. Routine maintenance of mills and operation of material handling equipment within the textile production area are included. Piecework sewing or apparel assembly that predominately produces finished clothing is usually classified separately.
The approved pure premium rate of $5.411 per $100 of payroll is the WCIRB-calculated loss cost for this classification effective September 1, 2026. Insurers multiply your payroll (divided by 100) by that rate to derive the base loss cost; your final policy premium also reflects carrier expense loads, experience modification, schedule credits/debits, audits, and state assessments. Accurate payroll reporting, proper classification splits (e.g., separating clerical staff), and effective loss control influence the ultimate premium.
Cal/OSHA requirements important to textile operations include a written Injury and Illness Prevention Program (IIPP), machine guarding and lockout/tagout for equipment servicing, hazardous communication and chemical safety (HazCom) for dyes and auxiliaries, respiratory protection when required, and hearing conservation where noise exceeds limits. Additional obligations can include confined-space procedures for vat maintenance, ventilation controls for finishing lines, and training/documentation for PPE and exposure monitoring.
A PEO like Key HR helps textile employers by combining payroll and workers' comp administration with targeted risk control: onsite or virtual safety audits, industry-specific training (machine guarding, HazCom, respiratory protection), claims management and return-to-work coordination to reduce lost-time. We also assist with correct payroll classification splits, periodic loss-run reviews, and access to preferred medical networks and pharmacy bill review to control claim costs and improve experience modification over time.
Get a QuoteNo. Class 2413 is focused on textile mill and fabric finishing operations. Small sewing, alterations or apparel assembly are typically coded to different garment or sewing classifications. Key HR can review your operations and payroll to assign the correct class codes.
Key actions include instituting machine guarding and lockout/tagout procedures, implementing a return-to-work/light-duty program, separating clerical payroll, providing HazCom and chemical-handling training, using engineering controls for dust and ventilation, and prompt claims reporting with active case management.
Common requirements include chemical-resistant gloves and aprons, eye protection, respirators when exposure limits are exceeded, hearing protection in high-noise zones, and air monitoring or local exhaust ventilation for solvent or mist exposures. Employers must provide training and maintain exposure records.
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