Class Code 9060 covers country and golf clubs in California — encompassing clubhouse, pro shop, food & beverage, grounds, pool and event operations. The WCIRB-approved pure premium for 9060 is $4.096 per $100 of payroll, which serves as the base for workers' comp pricing. Accurate classification is important because clubs combine hospitality exposures with heavy-equipment grounds work and aquatic risks.
9060 applies to the full range of activities operated by country or golf clubs as a single business. That includes clubhouse administration and membership services, food and beverage and bar operations, pro shop retail and club fitting, club-employed golf instruction and driving ranges, groundskeeping and course maintenance (mowing, aeration, irrigation repair, pesticide/fertilizer application), pool and recreation lifeguarding, and event/banquet set-up, janitorial and maintenance crews. Club employees paid on the club's payroll (W-2) are generally included under 9060, while independently contracted caterers or outside landscapers are typically classified and insured separately. The code reflects the hybrid nature of club work: hospitality/customer service plus outdoor grounds and equipment operation.
The pure premium rate of $4.096 per $100 of payroll is the WCIRB-approved base for expected claim costs on Class Code 9060. To estimate pure premium, divide your club's payroll by $100 and multiply by 4.096; insurers then adjust that base with your experience modification, schedule credits/debits, state assessments, policy limits and audit results to arrive at the final premium. Your actual cost is affected by payroll mix (hospitality vs. grounds), claim history, use of subcontractors, and proactive safety programs.
Clubs must maintain a written Injury and Illness Prevention Program (IIPP) and comply with Cal/OSHA heat illness prevention rules for outdoor workers. Employers applying pesticides must follow pesticide safety and licensing requirements and provide Hazard Communication training and access to Safety Data Sheets. Machine guarding, lockout/tagout procedures for turf equipment, respiratory and PPE controls when required, and documented lifeguard training and pool safety protocols are also critical for compliance.
A PEO like Key HR helps clubs by properly classifying payroll to 9060, centralizing claims handling and return-to-work coordination, and delivering targeted loss-control services such as heat-illness plans, pesticide safety training, mower/operator certification and banquet safety protocols. Key HR also monitors your experience modification, supports audits and filings in California, and leverages group purchasing and safety consulting to reduce premiums and keep your operations Cal/OSHA compliant.
Get a QuoteIf seasonal caddies and tournament staff are employed and paid on the club's W-2 payroll, they are generally included under 9060. Independent contractors or outside tournament vendors that invoice the club and supply their own insurance are typically classified separately—proper contracts and payroll documentation determine status.
Golf pros and instructors who are employees of the club and paid on the club payroll are usually reported under 9060 because their duties are part of club operations. Instructors who operate an independent teaching business or rent space from the club may be assigned a different class—disclose employment relationships to your insurer or PEO to avoid misclassification.
Maintain a written IIPP, implement heat-illness prevention for grounds crews, require licensed pesticide procedures and training, enforce equipment operation training and maintenance logs, document safety meetings, and run prompt return-to-work programs after injury. Timely reporting of incidents and thorough documentation reduce claim severity; Key HR can provide audits, training and claims management to help lower costs.
Key HR provides pay-as-you-go workers' comp for California employers — no large deposits, no audits, better rates.
Get a Quoteor call (800) 922-4133Key HR provides California employers with pay-as-you-go workers' comp, HR compliance support, and payroll — all through one PEO partnership.