Key HR vs OCMIWhich Florida PEO is Right for Your Business? (2026)
Key HR and OCMI both serve Florida small businesses with workers' comp and payroll — but Key HR adds full HR services, the Enwage platform, employee benefits, bilingual support, and ESAC accreditation.
Editorial disclosure: Key HR operates this website. This comparison is written by the Key HR editorial team. OCMI information is based on publicly available data. We recommend Key HR for businesses needing comprehensive HR services and bilingual support; OCMI may suit businesses focused primarily on workers' comp and payroll.
- Full HR outsourcing (payroll + comp + benefits + compliance)
- Bilingual workforces (English & Spanish)
- Businesses wanting Enwage HR platform included
- ESAC-accredited PEO with financial assurance
- Construction, landscaping, roofing, trades
- 30+ years of Florida-specific expertise
- Businesses needing workers' comp + payroll only
- Very small businesses with basic HR needs
- Simple pay-as-you-go workers' comp setup
- Construction and landscaping companies
- Staffing companies needing workers' comp
- Budget-focused businesses with minimal HR needs
Key HR Differentiator: Enwage Platform
Key HR vs OCMI: Side-by-Side Comparison for Florida Businesses
Every Key HR client gets access to Enwage — Key HR's proprietary HR and payroll platform — at no additional cost. Enwage provides employee self-service (pay stubs, PTO, benefits enrollment), manager tools (onboarding, approvals, reporting), and multi-state payroll, all accessible via web and mobile app in both English and Spanish. OCMI provides payroll and workers' comp tools, but does not offer the same comprehensive bilingual HR platform as Enwage.
Detailed Feature Comparison
| Feature | Key HR | OCMI |
|---|---|---|
| Accreditation & Certification | ||
| ESAC Accredited (top 5% of PEOs) | ||
| NAPEO Member | ||
| Workers' Comp | ||
| Specialized high-risk workers' comp | ||
| Workers' comp savings 20–40% | ||
| Pay-as-you-go workers' comp | ||
| No upfront deposits or year-end audits | ||
| HR Technology | ||
| Proprietary HR platform (Enwage) | ||
| Employee self-service portal | ||
| Mobile app (iOS & Android) | ||
| Spanish-language platform | ||
| HR & Compliance | ||
| Full HR compliance management | ||
| Bilingual HR team (English & Spanish) | ||
| Florida-specific compliance expertise (30+ yrs) | ||
| Drug-Free Workplace Program | ||
| Benefits | ||
| Fortune 500-level employee benefits | ||
| Group health, dental, vision, 401k | ||
| Payroll | ||
| Full payroll administration | ||
| Multi-state payroll | ||
| Contracts & Pricing | ||
| Month-to-month (no long-term contract) | ||
| Experience | ||
| 30+ years in Florida | ||
| Inc. 5000 (3 consecutive years) | ||
Frequently Asked Questions
How does Key HR compare to OCMI?
Key HR and OCMI (One Call Management Inc.) are both Florida-based PEOs serving small businesses. OCMI focuses on workers' comp and payroll for small and mid-size businesses, particularly in industries like construction, landscaping, and staffing. Key HR offers a broader full-service PEO model including workers' comp, payroll, employee benefits, HR compliance, the proprietary Enwage platform, and bilingual HR services — plus ESAC accreditation for added financial assurance.
Is Key HR better than OCMI for workers' comp?
Both Key HR and OCMI specialize in workers' comp for Florida small businesses, including high-risk industries. Key HR offers pay-as-you-go workers' comp with savings of 20–40% compared to open-market rates, and holds ESAC accreditation — the highest independent accreditation in the PEO industry. Key HR also provides a bilingual HR team and the Enwage platform, making it a more comprehensive solution for businesses that need more than just workers' comp and payroll.
Does OCMI offer full HR services like Key HR?
OCMI focuses primarily on workers' comp and payroll administration for small businesses. Key HR provides a full suite of PEO services: payroll, workers' comp, employee benefits (health, dental, vision, 401k), HR compliance, the Enwage HR platform, bilingual HR support, and safety programs including Drug-Free Workplace. For businesses that need comprehensive HR outsourcing, Key HR is the more complete solution.
What is the Enwage platform and does OCMI have something similar?
Enwage is Key HR's proprietary HR and payroll platform, included at no additional cost with every Key HR partnership. It provides employee self-service (pay stubs, PTO, benefits enrollment), manager tools (onboarding, approvals, reporting), and multi-state payroll in English and Spanish. OCMI provides payroll and workers' comp management tools, but does not offer the same comprehensive bilingual HR platform as Enwage.
Which PEO is better for a landscaping company in Florida — Key HR or OCMI?
Both Key HR and OCMI serve landscaping companies in Florida. Key HR is the stronger choice for landscaping businesses with Spanish-speaking crews, as Key HR offers a fully bilingual HR team, Spanish-language employee communications, and the Enwage platform in both English and Spanish. Key HR also holds ESAC accreditation and can deliver workers' comp savings of 20–40% for landscaping classifications.
Ready to See What Key HR Can Do for Your Business?
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